Accessing the App
🔐 Getting Started
No username or password required
Connect your wallet (Phantom, Solflare, Backpack, or mobile-native wallet)
Sign the lightweight agreement message (not a transaction)
🔁 Device Identity Binding
Your session will automatically be bound to your device fingerprint + wallet signature, ensuring trust across sessions without invasive KYC.
⚙️ App Features
Dashboard
View open loans, repayment timelines
Loan Estimator
Live quote calculator based on CTI
Repayment Center
Repay manually or automate via script
Credit Growth Graph
Track how your CTI changes over time
Waitlist Access Codes
Share invites, grow your trust circle
2. Requesting a Loan
🧠 AI Quote Engine
Once you're signed in:
Go to Request Loan
Choose a loan range or let Credie optimize it
Our engine assesses:
CTI (Credie Trust Index)
Wallet activity
Device trust score
On-chain behavior (gas spend, delegation, etc.)
Optional metadata (referral tree, payback behavior)
⚖️ What You’ll Get
Custom loan offer (amount, term, APR)
Live countdown quote valid for 15 minutes
Simulated repayment timeline before accepting
Once accepted, the funds are instantly streamed to your wallet via a signed smart contract.
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